calcy treasure chest of featuresLove the calculators but not the ads?

Take a sneak peek at the Ad-Free Design being enjoyed by hundreds of members for less than 25¢ a week. Full details and a bonus!

Budgeting Percentages Average Calculator For Sample Budget Based On Income

Calculator Preferences
Budgeting Percentages Average Calculator

This calculator is based on the Consumer Expenditure Survey that is conducted annually by the U.S. Bureau of Labor Statistics. Simply enter your before-tax annual income and the calculator will display the monthly or annual average household expenses for survey respondents in your income bracket. You can also create a household budget worksheet to print out and use as a reference point for revising or setting up a budget. The Notes tab includes:

  • Do you really want to be average?
  • The number one key to setting up a budget that works.
Learn More

Selected Data Record:

A Data Record is a set of calculator entries that are stored in your web browser's Local Storage. If a Data Record is currently selected in the "Data" tab, this line will list the name you gave to that data record. If no data record is selected, or you have no entries stored for this calculator, the line will display "None".

DataData recordData recordSelected data record: None
Income/year:Annual income:Before tax annual income:Before tax annual income:

Before tax annual income:

Enter your annual before-tax household income. The calculator will automatically look up the appropriate average budgeting percentages and dollar amounts for your income level.

Detail level:Detail level:Budget detail level:Budget detail level:

Budget detail level:

Select the level of budget detail you would like to display in the results. A level 1 will only list the 14 main survey categories, whereas a level 4 will display all 97 budget line items contained in the Consumer Expenditure Survey. You can change the detail level before or after calculating the budgeting percentages and average expenses, and as often as you like.

Period:Period:Reporting period:Reporting period:

Reporting period:

Select whether you want the chart populated with monthly or annual amounts. You can change the reporting period before or after calculating the budgeting percentages and average expenses, and as often as you like.

Annual avg:Annual average:Average annual expenditures:Total average annual expenditures:

Total average annual expenditures for income level:

This is the total average annual expenditures for the income bracket your annual income falls into.

Monthly avg:Monthly average:Average monthly expenditures:Total average monthly expenditures:

Total average monthly expenditures for income level:

This is the total average monthly expenditures for the income bracket your annual income falls into.

If you would like to save the current entries to the secure database, tap or click on the Data tab, select "New Data Record", give the data record a name, then tap or click the Save button. To save changes to previously saved entries, simply tap the Save button. Please select and "Clear" any data records you no longer need.

Feedback AppreciatedFeedback Greatly AppreciatedYour Feedback Would Be Greatly AppreciatedYour Feedback Is Greatly Appreciated


Help and Tools

Help and Tools:

This section, which you can Unstick or Hide in the Calculator Preferences (just above the top of the calculator), contains the following tabs (content too long to fit within bordered frame can be scrolled up and down):

About: Click this tab for an introduction to the calculator.

Instructions: Click this tab for step-by-step instructions for using the calculator.

Terms: Click this tab for a list of the descriptions that are located within each popup help button (info icons).

PCalc: Click this tab for a handy "pocket" calculator you can use when you need to calculate an entry needed for the calculator.

Data: Click this tab to save a set of entries or a note in between visits. Entries and notes will be stored to your web browser's local storage (if supported by your browser of choice), meaning they can only be recalled with the same device and web browser you were using when you saved them. If you'd like to save entries and notes between devices you can do so by subscribing to the Ad-Free Member Version.



Add or remove this page to/from my favorites.

Adjust Calculator Width:

Move the slider to left and right to adjust the calculator width. Note that the Help and Tools panel will be hidden when the calculator is too wide to fit both on the screen. Moving the slider to the left will bring the instructions and tools panel back into view.

Also note that some calculators will reformat to accommodate the screen size as you make the calculator wider or narrower. If the calculator is narrow, columns of entry rows will be converted to a vertical entry form, whereas a wider calculator will display columns of entry rows, and the entry fields will be smaller in size ... since they will not need to be "thumb friendly".

Show/Hide Popup Keypads:

Select Show or Hide to show or hide the popup keypad icons located next to numeric entry fields. These are generally only needed for mobile devices that don't have decimal points in their numeric keypads. So if you are on a desktop, you may find the calculator to be more user-friendly and less cluttered without them.

Stick/Unstick Tools:

Select Stick or Unstick to stick or unstick the help and tools panel. Selecting "Stick" will keep the panel in view while scrolling the calculator vertically. If you find that annoying, select "Unstick" to keep the panel in a stationary position.

If the tools panel becomes "Unstuck" on its own, try clicking "Unstick" and then "Stick" to re-stick the panel.